Effective Date: May 17, 2026
Acceptance of Terms
By accessing or using the website located at www.perfecthomemortgages.com (the “Site”), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Site. These Terms of Use apply to all visitors and users of the Site.
About Perfect Home Mortgage Inc.
Perfect Home Mortgage Inc. is a licensed mortgage broker in the State of Florida. We are not a lender. We do not fund loans. We arrange mortgage loans between borrowers and third-party lenders. Our services are subject to applicable federal and Florida state laws and regulations.
No Commitment to Lend
Nothing on this Site constitutes a commitment or agreement to lend. All loan products, rates, terms, and availability are subject to change without notice and are subject to borrower qualification, lender approval, and market conditions. Submission of an inquiry or application through this Site does not guarantee loan approval.
Informational Purposes Only
The content on this Site is provided for general informational purposes only and does not constitute legal, financial, tax, or investment advice. You should consult a qualified professional before making any financial decisions. Perfect Home Mortgage Inc. makes no warranties or representations regarding the accuracy, completeness, or timeliness of any content on this Site.
Intellectual Property
All content on this Site, including text, graphics, logos, and images, is the property of Perfect Home Mortgage Inc. or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written permission.
Third-Party Links
This Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
Limitation of Liability
To the fullest extent permitted by law, Perfect Home Mortgage Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this Site or our services. Our total liability for any claim arising out of or relating to this Site shall not exceed one hundred dollars ($100.00).
Disclaimer of Warranties
This Site is provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in the State of Florida.
Changes to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the new terms.
Contact Information
Perfect Home Mortgage Inc.
Website: www.perfecthomemortgages.com
Email: margie@perfecthomemortgages.com
Phone: 305) 814-1350
Mailing Address: 6073 NW 167th Street, Suite C-18, Miami Fl, 33015
