Our Mortgage Team

Perfect Home Mortgage is led by a dedicated team of professionals collaborating on every file from start to finish. This unified approach ensures consistency, precision, and a seamless client experience — delivering the confidence and discretion clients value.

Margie M. Machin

Broker / Owner (NMLS #1964386)

Margie M. Machin

Margie M. Machin serves as Broker and Owner of Perfect Home Mortgage, providing strategic leadership, regulatory oversight, and advisor-level guidance across every transaction. With a strong foundation in mortgage lending and financial strategy, she ensures each loan is structured with precision, compliance, and long-term client success in mind. Known for her disciplined, detail-focused approach, Margie leads the firm with a commitment to transparency, ethical lending, and personalized client advocacy. Her leadership reflects the core philosophy of Perfect Home Mortgage — treating every mortgage as a strategic financial decision rather than simply a transaction. Clients value her ability to navigate complex financing scenarios with clarity and confidence, delivering thoughtful solutions that protect both immediate goals and long-term financial stability.

Chiara L. Canino

Mortgage Loan Originator (NMLS #2762722)

Chiara L. Canino

Chiara specializes in client communication, documentation accuracy, and process coordination. She plays a critical role in ensuring borrowers are informed, prepared, and supported throughout the transaction, helping maintain efficiency and clarity from application to closing.

Marcos J. Canino II

Mortgage Loan Originator (NMLS #2762721)

Marcos J. Canino II

Marcos focuses on loan strategy, financial analysis, and structuring solutions aligned with long-term wealth objectives. His approach emphasizes optimization—balancing rates, terms, and future flexibility to position clients for sustained financial growth.

Our goal is not simply to close loans, but to help clients build a stronger financial future through intelligent, well-designed mortgage solutions.